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Disclaimer
Please read this before acting on any information published on this website.
General information only
Information provided on this website is for general informational purposes and does not constitute personalised financial, tax, legal or investment advice. Policy terms, eligibility, premiums, benefits and applicable regulations are subject to the official insurer/product documentation and to your individual circumstances. Insure Xpert is an independent advisory service and is not the insurer.
Not a substitute for professional advice
Nothing on this website constitutes personalised financial, investment, tax or legal advice. Every individual's circumstances are different, and decisions about insurance, investments, retirement planning or NRI matters should be made only after a proper discussion with a qualified advisor who understands your specific situation.
Product and policy information
Details about LIC policies, Tata AIG and Star Health products, mutual funds and other financial products are summarised for general understanding. Coverage, premiums, eligibility, exclusions, terms and benefits are governed solely by each insurer or product provider's own official documentation, which should always be read before purchase. This website does not publish or guarantee premium figures, and where a plan or product is described, an official source link is provided wherever possible.
Insure Xpert is not the insurer
Insure Xpert is an independent insurance and financial advisory service. We are not LIC, Tata AIG, Star Health, or any mutual fund house, and we do not underwrite, guarantee or administer any policy or product. Claims, servicing and policy administration are handled directly by the respective insurer or product provider.
Accuracy and updates
We make reasonable efforts to keep information on this site accurate and current, and to note official sources where relevant. However, insurers and regulators may update their plans, rules or documentation at any time, and there may be a gap before this website reflects such changes. Always verify current details directly with the insurer or on their official website (for example licindia.in or irdai.gov.in) before making a decision.
NRI and overseas guidance
Information relevant to NRIs, UK NHS Pensions or QROPS is provided as general guidance only. Rules governing overseas pensions, cross-border tax and regulated financial advice vary by country and change over time. Where a matter requires advice regulated in another jurisdiction (for example, UK-regulated advice for certain NHS pension transfers), you should seek that advice separately and directly.
External links
This website links to official third-party websites (such as LIC, IRDAI, Tata AIG and Star Health) for reference. We are not responsible for the content, accuracy or availability of external websites.
Questions about this disclaimer
If anything on this website is unclear, or you believe something needs correction, please get in touch via the Contact page.