LIC Nivesh Plus
A unit linked, non-participating, single premium individual life insurance plan from LIC of India.
Overview
LIC Nivesh Plus is a unit linked plan from LIC of India where returns are linked to the performance of the chosen fund and market risk is borne by the policyholder. Fund options, charges and conditions are set out in the official brochure.
Key features
- Details as defined in the official LIC brochure
- Market-linked plans carry investment risk borne by the policyholder
Eligibility
- Entry age, maturity age, minimum and maximum sum assured and policy term limits are prescribed by LIC in the official brochure
- Eligibility is subject to underwriting and the insurer's current rules
- Speak to the advisor for a personalised eligibility check
Benefits
- Death benefit as defined in the official policy conditions
- Maturity or survival benefit where applicable to this plan type
- Tax treatment depends on prevailing law and individual circumstances — confirm independently
Policy term & premium payment
- Policy term
- As specified in the official LIC brochure
- Premium frequency
- Single premium
Who may consider this plan
Investors who understand and accept market-linked risk within a life insurance wrapper.
Important notes
Unit linked plans carry investment risk. Past performance is not indicative of future returns. Read the official brochure and risk factors carefully.
This page describes the plan type as published by LIC of India and does not reproduce or estimate premium rates, bonus rates, returns or guarantees. Refer to the official LIC brochure and policy document before purchase. Official source: LIC of India. Verification against the official brochure is carried out by the advisor at the time of enquiry.